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Are you overpaying on your home loan?

If you haven’t reviewed your mortgage in the last 12–24 months, you may be paying more than necessary.

Lenders often reserve their sharpest rates for new customers. Even a 0.50% difference on a $600,000 loan can mean thousands of dollars per year in extra interest.

You might be overpaying if:

  • You haven’t negotiated recently
  • Your rate is higher than current advertised rates
  • You’ve rolled off a fixed term
  • Your income or equity position has improved
Home Loan Savings - Refinance Test - 27 Feb 2026

In under 60 seconds, see how much you could save.


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