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Used properly, premium credit cards function like quiet infrastructure. They reduce friction at airports, simplify travel planning, step in when things go wrong, and remove the need to organise insurance. The value is not found in time saved and stress…

Most people don’t aim to get into credit card debt. It mostly happens by accidental. A series of random purchases, or a period of low income, and suddenly they’re getting whacked by interest on their debt! One card can become…

Some people treat credit cards like loans – a way to borrow now and sort things out later. But that isn’t the way credit cards should be used. Credit cards are short-term purchasing tools, designed for people who already have…

If you’ve got credit card debt – and are struggling to pay it off – you really need to ensure that you’re signed up to a low interest credit card. These cards are not going to give you fancy rewards…

Travel and rewards credit cards suit people who put a large amount of spending through their card each month and pay the balance off in full. In return, spending earns points that can be used for flights, flight upgrades (if…

Warren Buffett is often described as the world’s greatest investor, but that description can be misleading. It makes his success sound technical or inaccessible – as if it rests on secret formulas or elite financial insight. In truth, Buffett’s approach…

Most brokers do not advertise “backtesting” as a headline feature, but many offer it through their platforms. Platforms: MT4, MT5, cTrader, TradingViewBacktesting: Platforms: MT4, MT5, cTraderBacktesting: Platforms: Next Generation, MT4Backtesting: Platforms: IG Trading Platform, ProRealTime, MT4Backtesting: Platforms: SaxoTraderGO, SaxoTraderPROBacktesting: Platforms:…

Key thoughts Most people who trade the market imagine they’re future-proofing their ideas. They change indicators, tweak timeframes, sharpen signals, tighten stops – and somewhere between midnight and their third coffee, they end up convinced they’ve built the blueprint for…

Major Points to Learn Why backtesting exists Every trader has a moment when a chart seems to whisper a pattern: a breakout, a reversal, a clean trend line. It feels promising – maybe even obvious. But the problem is always…

For years, industry super funds have been marketed as the sensible, low-cost option – the super funds “run only to benefit members,” with strong long-term returns and fewer fees than many retail funds. On paper, that sounds like an easy…