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Got a spare $5? Then you can start micro investing
In an era where entry barriers to financial markets are crumbling, a new kind of investor is emerging – one who can start with the price of a coffee. Micro-investing apps have opened the door to share and ETF ownership…
How robo-advisors take the work out of investing
Imagine a world where investing is as straightforward as ordering your morning coffee – select your size, pick your taste, swipe your card – and your portfolio gets brewed in the background. That is essentially the promise of a robo-advisor.…
Top 3 charts that traders use
If you spend any time around active traders, you’ll notice the same three chart types: line charts, bar charts, and candlestick charts. Each chart presents the same underlying data – price over time – but with different levels of detail.…
What Is a Digital Super Fund?
Most Australians grow up knowing that they “have super,” but the details often sit in the background of life — a kind of financial autopilot running quietly out of sight. A digital super fund is, at its simplest, a modern…
How to choose an online broker
Choosing a stockbroker is one of the first meaningful decisions an investor makes. It shapes how you interact with markets, how easily you can build a portfolio, how much friction you experience along the way, and how much of your…
What Is Fractional Investing in Property?
For decades, Australian property investing has carried a familiar price of entry: a large deposit, a mortgage, and responsibility for everything from tenants to toilets. As house prices have risen faster than wages, that model has begun to feel out…
Are Offset Accounts the Gold Standard for Home Loans?
When it comes to home-loans in Australia, a feature called an offset account often earns a near-heroic reputation. Put simply: you link a transaction account to your variable-rate home-loan, deposit your salary, savings or other funds into that account, and…
Claw-back (in mortgage broking)
A claw-back is when a lender takes back part or all of the commission it paid to a mortgage broker because the borrower refinances or pays off their loan too soon – usually within the first 12 to 24 months.…
How Mortgage Brokers Get Paid (and Why It Matters)
In Australia’s home-loan market, the role of the mortgage broker often seems straightforward: you meet them, they help you find a loan, you settle on a property, and all is done. But beneath that simplicity lies a vital financial anatomy…
Mortgage Broker vs Bank: What’s the Difference?
Buying a home is one of the biggest financial decisions most Australians will ever make – but before you even start house-hunting, you’re faced with a smaller, crucial choice: should you get your loan through a bank, or go through…
