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I mainly want travel & rewards points

Man dragging suitcase to the airport.

Travel and rewards credit cards suit people who put a large amount of spending through their card each month and pay the balance off in full. In return, spending earns points that can be used for flights, flight upgrades (if…

What Makes a Bank a “Neobank”?

Neo bank floating in the sky.

Neobanks promised to rip up the rulebook. No branches. No cheque books. No waiting in line while someone deposits coins in a plastic sleeve. Just fast, app-first banking designed for people who live on their phone. But what actually makes…

What is a neo-bank?

Illustration of a bank floating on a cloud.

In the space of just a few years, ‘neobank’ has become one of the most frequently used – and least understood – terms in modern finance. These digital-first banks promise faster “onboarding” (setting up an account), smarter apps, and lower…

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