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Choosing between an offset account and a redraw facility sounds simple enough on paper. Both reduce the interest you pay. Both let you use spare money to chip away at your loan. And both appear, in one way or another,…

For decades, Australia’s housing market has shown a resilience that puzzles observers abroad. Property values may dip briefly, but they rarely fall for long before beginning their climb again. Even in moments of global disruption – from the Asian Financial…